Credit & collections management

The AR software for multinational companies

Onguard helps credit and finance teams automate reminders, collections processes, and order-to-cash across every entity and market, without relying on outside consultants or adding headcount.

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Trusted by the world's best multinationals

Here's what credit teams see within the first 90 days of switching to Onguard.

20%

Reducation in Day Sales Outstanding

60%

Less time spent on manual collections

100%

Better customer relationships

20%

Reduction in total overdue amount

Why credit teams switch to Onguard

Your tools don't talk to each other

Most credit teams are juggling between disconnected ERP exports, spreadsheets and email just to chase invoices or debtors. Onguard replaces that with one unified suite, so your team always knows what to do next.

Automation that works the way you do

Stop writing the same dunning email across all your legal entities. Onguard automates your entire collections workflow, based on your own rules and customizable to each subsidiary. From first reminder to final escalation.

Real-time visibility across your portfolio

Know exactly which accounts need attention and why. Onguard gives your whole team a live view of outstanding debt, risk levels, and payment behaviour, so there’s fewer disputes, faster payments and stronger customer relationships.

Pioneers then and now

Onguard has been at the forefront of credit management software for over 33 years. We’ve helped shape how the industry works and are still leading it. When the market shifts, you’ll already be ahead.

Built for the complexity of multinationals

Multiple entities, currencies and languages, brands and ERP systems? Onguard is designed for exactly that. Get a single view of your entire debtor portfolio across every subsidiary, system and market.

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Solution overview

One collections suite

Stop patching together your ERP, Excel, and third-party tools. Onguard handles everything from customer communication, dispute management, e-invoicing, to reporting in a single system.

Most customers reduce their DSO significantly within the first quarter.

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"In CreditManager you can adjust things much faster yourself, and SAP didn’t give us that flexibility. On top of that, we had already had good experiences with Onguard, which made the choice easier."

Koen Vanhorenbeke,

Head of Accounting at Wereldhave Belgium.

"Onguard is intuitive, easy to use and flexible. Do you want to change strategy or reassign a file to another colleague? It’s only a matter of a few clicks. We can divide cases by priority, total unpaid amount or risk profile in seconds. It’s easy to track who’s doing what, and everything is centralised."

Wilco Sikkema

Head of Collection & Recovery BeNe for BNP Paribas Leasing Solutions

"We completely redesigned our credit management process from scratch. It now includes standard workflows, automated reminders, and gives us a much firmer grasp on our financial data. This allows us to shift from a reactive to a proactive approach."

Eric Swartjes

creditmanager at Soprema NL

Automation

Stop chasing and start collecting

Manual follow-ups are slow, inconsistent and expensive. Onguard automates your entire collections process so your team can focus on exceptions instead of manually sending reminders. Customers typically free up 40% of their collections workload within weeks.

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Flexible by design

Customise without a consultant

Most enterprise AR software takes months to configure and requires an implementation partner every time you need to make a change. With Onguard, you set up your own workflows, communication templates, escalation rules and reporting dashboards. Without writing a line of code or raising a support ticket.

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Let’s go

Ready to get your invoices paid faster?

See how Onguard helps Heads of Credit at multinational companies reduce DSO, cut manual work and get paid on time.

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Frequently asked questions

Explore frequently asked questions about Onguard, covering integrations, pricing, and more. If you’re looking for more answers, get in touch with one of our advisors.

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Can ERP systems handle credit management?

ERP systems track invoices, payments and customer data. However, they are not designed to prioritise collections activities or automate follow-up across large customer portfolios.

Is ERP the same as credit management software?

No. ERP focuses on financial administration across the organisation. Credit management software focuses specifically on accounts receivable, collections and cash flow.

What is the best software to reduce DSO?

Credit management software helps reduce DSO by automating reminders, prioritising overdue invoices and improving visibility into payment behaviour.

Does Onguard replace ERP?

No. Onguard works alongside ERP systems such as SAP, Oracle, Microsoft Dynamics and AS400.

Can ERP systems automate collections?

Most ERP systems offer limited collections functionality. Credit management software adds automated workflows, customer segmentation, dispute tracking and payment behaviour analytics.