Meet Onguard

Our story

In 1992, a debtor strung us along for months. "The payment is coming." "It will be fine." It wasn't fine. When they went bankrupt, we were left with 60,000 guilders outstanding, serious money for a small company at the time.

The loss was painful. We never saw it coming. The signs were there. We just had no way to read them.

That's when it clicked: if this is already hard for us as a small company, how hard must it be for large enterprises with thousands of customers and milli12s in outstanding invoices?

We didn't go looking for a market. We built the solution we needed ourselves. Because we understood the problem from the inside.

A local problem turned out to be universal.

What started as our own necessity became something bigger. Finance teams across Europe (and eventually the world) were dealing with the same thing: uncertainty. Unpredictable payment behaviour. Customer risk that was hard to assess. Too much data scattered across too many systems.
Onguard spread because the problem spread. Today, hundreds of companies in 40+ countries rely on us daily to manage their accounts receivable.

33+ years

We've been solving accounts receivable challenges since before most of our customers' current systems existed.

40+ countries

What started in the Netherlands now runs in finance teams across Europe, North America, and beyond.

100+ people

Every one of them understands that your cash flow problem is not abstract. It's real, and it's time-sensitive.

The tools change. Our commitment doesn't

In the 1990s, we built desktop applications. Then, integrated platforms. Now we work with AI to help credit managers get ahead of problems before they land on their desk.

The technology has moved fast. The underlying question hasn't: how do you stay in control when payment behaviour is unpredictable and your team is expected to do more with less?

We've been answering that question for 33 years. And we're not done.

The tools change. Our commitment doesn't

Connected by software,

Powered by people.

We have 100+ people at Onguard. Most of them could tell you about a customer they helped through a genuinely difficult situation: a complicated dispute, a cross-border collections headache, a system migration that wasn't going smoothly.
That's not a coincidence. We hire people who take customer problems personally. Because we always have.

Curious about working at Onguard?

"I genuinely enjoy connecting with our customers and being there to lend a helping hand. Engaging with them, listening to their needs, and brainstorming solutions together energize me. Ultimately, my aim is to make their work lives easier and alleviate some of their stress. Because if we can achieve that, we're truly making a difference!"

Emilj Astamirov

Customer Success Manager

"At Onguard, I've found more than just a job; I've found a place for growth, a sense of belonging, and the opportunity to make a positive impact. It's incredible to see how our satisfied customers achieve results that are taking notice across the group. Being part of that success and globally expanding it is a fulfilling challenge. Balancing sales and account management with a role in sustainability coordination, there's no limit to the difference one can make. Here, we know how to combine fun with meaningful work."

Natascha Umans

Account Manager

"I started working at the Service Centre as a support engineer. I like the challenge to learn, help our customers and to continuously contribute to process improvement. As our software changes you keep on learning new things. In the meantime, my role changed into Team lead, which I really love. As a team lead my goal is to oversee all processes and coach the team to service our customers in the best possible way.""

Jordy Zijp

Teamlead Support

"As a consultant, it's awesome to manage projects for our customers and reconnect with those I used to support when I first began as Support Engineer. Talking to them brings back great memories and makes me realise just how much my career has grown at Onguard."

Lahhoud Malke

Consultant

"Because of the diversity and functionality of our credit management proposition, there is always a subject to talk about which creates new opportunities. No day is the same! I love getting in touch with diverse companies, and talking with various people from Credit Managers to CFO or CEO."

Xander Michon

Business Development Executive

"One of the many reasons I love working for Onguard is because we have a multicultural attitude. With our open work spirit, everyone helps one another so we can achieve the best results!"

Luc Geniar

Manager Development

"Onguard offers more than just fun social events; it's a place where growth thrives. I started as Business Analyst in 2016 and through various roles, I've evolved and been promoted into the Finance Director."

Martin van den Ham

Finance Director