Minimise risks to your organisation with relevant data

With every new customer, your organisation is exposed to risk. Are they able to pay the invoice on time? Will they uphold your payment conditions? Understanding credit risks associated with each customer is vital to protecting your business. Together with our partners, we combine credit risk data to create an accurate landscape of your customers and their payment behaviour so you may secure your company against potential risks. Control your debtor risk and reduce write-offs.

Minimise risks to your organisation
Real-time and data-driven

Real-time and data-driven

Easily manage your credit risk with comprehensive credit reports. Provide your credit department with real-time insights and information to make informed, data-driven decisions.
Integration with CreditManager

Integration with CreditManager

Credit risk data is imported into our debt management solution CreditManager as part of the daily import procedure. CreditManager supports real-time credit risk data from our partners through API’s. Information from our partners can be displayed as additional debtor information and can also be used as part of the CreditManager credit score formula. By monitoring possible risk threats, users can be informed pro-actively and dunning procedures can be adjusted to minimise the risks.
Credit report information

Credit report information

  • Risk rating
  • DBT (Days Beyond Terms)
  • Trade payment data
  • Credit limit – Recommendation of the maximum amount of credit that should be outstanding at any time with your debtors
  • Legal filings
  • Group structure and linkages
  • Financial data
  • Company information
  • Payment trends
For more insights and information, download the free factsheet.

What is Risk Management?

Risk management is a crucial part of any healthy order-to-cash process. It means taking the necessary steps, using real-time data, Artificial Intelligence, and machine learning, to make informed and intelligent decisions that help you avoid unpleasant surprises and possible problems with your customers and their payments.
Our partners in Risk Management

Our partners in Risk Management

We work with best-of-breed partners like Altares Dun & Bradstreet, Graydon and Creditsafe to offer real-time credit risk information so that you can make the best decisions for your company. For more information about our partners, visit their partner pages.

What is credit scoring?
Credit scoring is crucial for performing activities on a daily basis to get the best out of your credit rating. It shows what the payment amount is for your customer and how likely he is to pay on time.

Credit scoring is a method for evaluating and determining the creditworthiness of a customer by applying a set of rules to information collected in a database. With the help of a credit score, you as a credit manager can assess and compare customer performance in terms of quality and quantity. The credit score is a better and more meaningful measurement than a score based solely on payment performance or payment terms.

What kind of reporting is available?
Within CreditManager, our debtor management solution, a large number of reports are automatically available at the push of a button, also in real time. Whether it concerns dashboards, KPIs, performance overviews, customer data, outstanding invoices, complaints or a graphical representation of the current DSO (Days Sales Outstanding).

The credit management software also provides information about the current state of affairs. Consider, for example, the completed actions and the figures that measure the effectiveness of the current credit management policy. In addition, it is also possible to upload additional information, such as data from Dun & Bradstreet, Graydon, risks or even non-financial data. Users of the software can easily zoom in on specific customers or accounts. In addition, organisations can have the standard reports expanded as required with additional filtering options.

What partners does Visma | Onguard have?
We have a wide variety of partners. We work together with best-of-breed technology partners in the development of our platform.

We offer a very rich functionality within our solutions. You might have a lot more questions. Have a look at our frequently asked questions or just contact us.

Any more questions?

We offer a very rich functionality within our solutions. You might have a lot more questions. Have a look at our frequently asked questions or just contact us.
Our customers

Our customers

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