Bottom line:
you want to get paid
quicker.
We help you enhance your profitability, get paid faster and secure your cash flow through smart credit management.
Get paid faster, build stronger relationships
Smart credit management software
Our credit management solutions combine internal and external data to give you full control over financial risks and debtor behaviour. By automating day-to-day operations, we reduce write-offs and lower customer churn while ensuring smarter, more considerate communication. With over 30 years of experience, we help you focus on what matters most: providing quality time for your customers.
Trusted by industry leaders
CREDIT MANAGEMENT
Our core
solution
It doesn’t matter what kind of company you are - getting paid quicker or getting paid at all is crucial. Better cash flow increases your margin and decreases your dependency on foreign capital, and good liquidity minimises the need for credit. A careful handling of accounts receivable not only leads to faster payments, but it reduces the risk of blows to your balance sheet. Smart credit management optimises your working capital. That’s the bottom line.
Mitigate your credit risks
Strengthen your relationships
Get your bills paid quicker
More
solutions
Our credit management solutions handle most of the day-to-day work for you, freeing-up time for personal communication with your customers when needed. This leads to increased customer satisfaction, and happy customers means customers who continue to pay.
PolicyManager
CaseControl
Managing
data
Different departments gather different data. Manage risks effectively and ensure seamless information sharing across divisions by collecting all your data in one place.
Process automation
Centralised data
Secure software
Birds eye view
of Onguard
We combine all our insights to create the best experience for our customers. With our proven track record, we know we can help you get paid quicker, reduce your risks and grow your business.
What our customers say
Find out how we helped others like you
Blogs, whitepapers, podcasts and more
Get inspired
Check out our media section on credit management for expert insights and actionable tips to optimise your working capital and improve your cash flow.
This is how Onguard protects your data (and how you can check it yourself)
Security has a strange problem. When it works, nobody notices. At Onguard, the security team decided that wasn’t good enough. Customers shouldn’t have to take security on faith. They should be able to see it. Learn more about Onguard data security.
Responsible AI in finance: is your debtor data safe?
Fake emails, fake calls, fake documents: AI has made them all easier to create and harder to recognise. The defence is surprisingly low-tech. If an urgent request involves money, access or data, verify it through a second channel you already trust. Call back on a known number. Ask a colleague.
E-invoicing mandates are here: What you need to know
Onguard and Storecove sat down for a joint session on the e-invoicing mandates reshaping how European businesses get paid. The takeaway: this isn’t a future problem anymore. France’s mandate went live on 1 September. Germany, Poland, Spain and Slovakia are next, with the EU’s ViDA directive setting a 2030 ceiling for the rest.
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conversation
started