Insights & Trends in credit managmenent
Explore our collection of articles designed to help finance professionals streamline their order-to-cash process. From ERP integration tips to the latest industry trends, get the knowledge you need to turn data into action
Responsible AI in finance: is your debtor data safe?
E-invoicing mandates are here: What you need to know
Top Reads
Fintech Barometer 2026:
Measuring everything. Managing nothing.
For the ninth consecutive year, the Onguard FinTech Barometer surveyed 336 CFOs, finance managers and credit management professionals in the Netherlands. The picture that emerges is consistent and confronting. In 2026, cash flow has become a boardroom topic, but it's still being managed as if it belongs in the back office.
Overview
AI in credit management: Useful but limited?
The surge in popularity of ChatGPT in late 2022 has put AI in the spotlight for its potential to streamline work processes in every business, including the finance sector. How do organisations perceive and leverage AI to optimise their processes and what is the role of the finance professional in this landscape?
Credit manager to shift “from operation to strategy” amid AI, say 55% of finance professionals
Organisations prefer to get paid via iDEAL (33%). Among their customers, iDEAL is also the favourite payment method (36%), according to the FinTech Barometer, the annual survey by credit management software specialist Onguard.
Technology in credit management: 6 key learnings in 2024
Earlier in 2024, we surveyed 300+ CFOs and financial professionals in the Netherlands to study how they view current technology trends and their impact on the finance sector. The research findings were shared in four different whitepapers, entitled the FinTech Baropapers. Let’s sneak a peek at the key takeaways.
Working at Onguard: Meet Denise
She has been with Onguard for 6 years, she started as an intern to climb to an Event Manager, and she effectively shares her energy between two roles in the company! This is Denise Rossen, Event Manager, Onguard, and All-round Marketer, Outstanding24.
FinTech Baropaper 2024: iDEAL favourite when it comes to payment methods
Organisations prefer to get paid via iDEAL (33%). Among their customers, iDEAL is also the favourite payment method (36%), according to the FinTech Barometer, the annual survey by credit management software specialist Onguard.
Onguard joins UN Global Compact
Following Visma’s example in 2022, Onguard is now a member of the UN Global Compact Network Netherlands, officially committing to align its operations with the Ten Principles for responsible business practices and drive awareness in the corporate world.
Working at Onguard: Meet Jordy
When he was a child, he wanted to become a pastry chef. At 21 years old, he had his own business providing IT services to small companies. And in his free time, he is a music producer! This is Jordy Zijp, team lead at the CreditManager Customer Service department.
European companies should expect higher DSO in 2024
Research by Onguard in 2024 showed that almost half of organisations in the Netherlands have to wait more than 30 days for their invoices to be paid. The findings are confirmed in a recent study by Allianz, unveiling an increase in DSO by +3 days in 2023.
Working at Onguard: Meet Maarten
You know he is the one passing by your desk because you hear a whistle. He is an early bird, he enjoys asking questions to keep everyone busy, and he recently saw a meeting room in the office named after him.
3 ideas for sustainability in fintech
Did you know that in 2023 we sent 6.241 empty cans for recycling? Sustainability is not a sprint, it’s a marathon, and a difference comes with a few small steps every day. This is why we are excited to join Visma’s Sustainability Month this May.









