Insights & Trends in credit managmenent

Explore our collection of articles designed to help finance professionals streamline their order-to-cash process. From ERP integration tips to the latest industry trends, get the knowledge you need to turn data into action

Fintech Barometer 2026:

Measuring everything. Managing nothing.

For the ninth consecutive year, the Onguard FinTech Barometer surveyed 336 CFOs, finance managers and credit management professionals in the Netherlands. The picture that emerges is consistent and confronting. In 2026, cash flow has become a boardroom topic, but it's still being managed as if it belongs in the back office.

Measuring everything. Managing nothing.

Overview

ONG - AI in credit management

AI in credit management: Useful but limited? 

The surge in popularity of ChatGPT in late 2022 has put AI in the spotlight for its potential to streamline work processes in every business, including the finance sector. How do organisations perceive and leverage AI to optimise their processes and what is the role of the finance professional in this landscape? 

October 9, 2024
DSO in 2024

Credit manager to shift “from operation to strategy” amid AI, say 55% of finance professionals 

Organisations prefer to get paid via iDEAL (33%). Among their customers, iDEAL is also the favourite payment method (36%), according to the FinTech Barometer, the annual survey by credit management software specialist Onguard.

September 12, 2024
Technology in credit management

Technology in credit management: 6 key learnings in 2024 

Earlier in 2024, we surveyed 300+ CFOs and financial professionals in the Netherlands to study how they view current technology trends and their impact on the finance sector. The research findings were shared in four different whitepapers, entitled the FinTech Baropapers. Let’s sneak a peek at the key takeaways.

July 25, 2024
unnamed

Working at Onguard: Meet Denise 

She has been with Onguard for 6 years, she started as an intern to climb to an Event Manager, and she effectively shares her energy between two roles in the company! This is Denise Rossen, Event Manager, Onguard, and All-round Marketer, Outstanding24. 

July 18, 2024
Onguard

FinTech Baropaper 2024: iDEAL favourite when it comes to payment methods

Organisations prefer to get paid via iDEAL (33%). Among their customers, iDEAL is also the favourite payment method (36%), according to the FinTech Barometer, the annual survey by credit management software specialist Onguard.

July 9, 2024
NJ3A6174 kopiëren

Onguard joins UN Global Compact

Following Visma’s example in 2022, Onguard is now a member of the UN Global Compact Network Netherlands, officially committing to align its operations with the Ten Principles for responsible business practices and drive awareness in the corporate world. 

July 5, 2024
Orsinibeats

Working at Onguard: Meet Jordy

When he was a child, he wanted to become a pastry chef. At 21 years old, he had his own business providing IT services to small companies. And in his free time, he is a music producer! This is Jordy Zijp, team lead at the CreditManager Customer Service department. 

July 1, 2024
DSO in 2024

European companies should expect higher DSO in 2024

Research by Onguard in 2024 showed that almost half of organisations in the Netherlands have to wait more than 30 days for their invoices to be paid. The findings are confirmed in a recent study by Allianz, unveiling an increase in DSO by +3 days in 2023. 

June 17, 2024
working at onguard

Working at Onguard: Meet Maarten

You know he is the one passing by your desk because you hear a whistle. He is an early bird, he enjoys asking questions to keep everyone busy, and he recently saw a meeting room in the office named after him.

June 10, 2024
sustainability in fintech

3 ideas for sustainability in fintech

Did you know that in 2023 we sent 6.241 empty cans for recycling? Sustainability is not a sprint, it’s a marathon, and a difference comes with a few small steps every day. This is why we are excited to join Visma’s Sustainability Month this May.

May 7, 2024
Credit Health Scan
Your receivables are costing you.
Do you want to know how much?
Est. time: 3 minutes
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What is the annual revenue of your organization?

What are your standard payment terms with customers?

How many FTEs are in your credit management department?

How many invoices does your organization send annually?

How many days on average do your customers pay past your payment terms?

Which system do you primarily use for accounts receivable management?

What percentage of your invoices is paid after the due date?

How does your reminder process for outstanding invoices work?

How quickly do you have insight into your total accounts receivable position?

How do you assess the credit risk of new customers prior to delivery?

How are payment agreements with customers recorded in your organization?

How do you forecast your expected cash flow for the next four to eight weeks?

What percentage of your annual revenue do you write off as bad debt on average?

How do you handle invoice disputes and payment discrepancies?

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